Defence salaries, pensions and allowances have a unique structure. Our advisors — many ex-servicemen themselves — specialize in military wealth planning.
Talk to an AdvisorEvery instrument explained clearly — with military-specific context your unit financial advisor might not give you.
The Armed Forces Provident Fund — mandatory for officers. We help you understand your balance, nominee updates and withdrawal rules.
Learn MoreStart SIPs from ₹500/month. We recommend funds based on your posting frequency, transfer risk and retirement horizon.
Start SIPGroup insurance rates for defence personnel. High-cover term plans factoring in CGEIS and AGIF entitlements.
Get InsuredSpecial rates for serving and retired personnel. We partner with 12 banks for preferential home loan processing.
Apply NowNational Pension System management — contributions, rebalancing, and tax benefit optimization for defence personnel.
Manage NPSRBI-backed gold bonds — 2.5% interest + gold price appreciation. A stable, government-backed long-term investment.
Invest Now| Scheme | Type | Expected Return | Lock-in | Risk | |
|---|---|---|---|---|---|
| AFPP Fund | Government Backed | 8.7% p.a. | Service Period | 🟢 Nil | |
| NPS (Tier I) | Pension | 9.2% p.a. | Till 60 years | 🟡 Low | |
| Defence Flexi SIP | Equity Mutual Fund | 12.4% p.a. | None | 🟠 Medium | |
| Sainik Gold Bond | Sovereign Gold Bond | 2.5% + Gold | 8 years | 🟢 Nil | |
| Officer Term Plan | Life Insurance | ₹1 Cr cover | None | 🟢 Nil |
Many of our advisors have served in the Army, Navy or Air Force. They understand your pay structure, posting cycles and unique financial needs better than any civilian advisor.